“Give every dollar a job.” One of YNAB’s pillars of budgeting.
Long ago, I wrote about the YNAB software program here. YNAB stands for…You Need a Budget. Please don’t run off…hear me out. I hate budgets like the rest of the universe, but, if you don’t know where every buck is going, you might as well just deposit a bucket of sand in your bank account, because that’s what it acts like. Grains of sand. Poof! Then you look one day and there’s NOTHING left! Then you wonder where did that $1,000 bucks just go that I had in my checking account last week? Yeah,been there, done that.
Click and watch this now, a video from Yahoo’s Remake America. It’s actually a very well-edited short video on why you should use cash versus plastic! Hint: If you use cash, this video says you will save 20% every time you shop (that’s $1 out of $5 that you keep in your pocket). (Access the video here.)